We work every day in order to get enough money to live peacefully without thinking about the future. But there is eternal paradox: the more we earn the more we want. As the result we are never satisfied with what earn. As everywhere people found the way-they created loans. it means that you use money now but pay back later. I was thinking if it is a good idea and understood that not because it helps your desires grow and you get addicted to loans and try to get new ones for something that you want but have no money. It is endless because we always want something that we don’t have. This is the law of our desiring nature. So, loans help us as drugs help to the addicted person. The motto should be live now and pay also now. This is the freedom that we lack.