I work in the bank in the department of loans. I communicate and contact a lot of people but there was one person that I will remember forever. One day I came to work as usually and saw an old man who, as he said, was waiting for me. I said I was ready to listen to him. He said that he needed a loan because he did not want to lose his house. The landowner decided to sale the ground and raised the price to make people leave. To give a loan I had to look at the house. I got very astonished when I saw a shabby old house. I asked the old man why he wanted to keep such an old house in stead of selling it to the landowner for good price and getting a new apartment in the centre of the city. The answer was very short but wise: “This is the place where I was born”.

When I heard about the world crisis at first I did not really believed as I thought that journalists are just simply earning money and making up a new sensation. I realized how big the problem was when I went to the bank to get a loan for traveling. I did it every year before and the procedure was very simple: I had to give my identification card and a certificate from my company that I will be able to pay back. That’s all. This year I was asked to collect a lot of documents in order to get the loan: from my work about my house, how much my husband earns marriage certificate and etc. I collected all the money for two weeks. And what do you think happened when I did this? The loan officer offered me such high interest rate that I was not able to afford and I had to resist the offer.